xhv8mzw7ge79waga35o97s2wbzpfr6 Real Estate Investing with a Full-Time Job

295 W Center St, Suite A

Provo, UT 84601

(801) 758-8970

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FIG DISCLAIMER: No investments are guaranteed to result in profits. Net operating income, cap rates, and internal rates of return are subject to fluctuation and may experience a wide range of change, including the potential for operating losses. Factors affecting investment returns include, without limitation, changes in interest rates, tenant vacancies and defaults, property management expenses, repair and maintenance costs, HOA expenses, litigation, insurance rates, and relative strength and weakness in the local and regional economy. Past performance is not a guarantee of future returns. FIG does not provide tax or legal advice, and none of the statements or information on our website or sales materials should be construed as tax or legal advice. All investors are encouraged to seek advice from their own tax and legal professionals. All estimated returns on investments in FIG projects are subject to change and may be significantly different from actual financial performance. FIG is a brand used for the purposes of marketing. FIG is not an actual company but is used to brand the investment strategy used by those marketed on this website. © 2020 FIG & RE/MAX Equity

Real Estate Investing with a Full-Time Job

You've read about the benefits of buying and investing in real estate, but now you're wondering what it takes to really capitalize on it's many perks. You've maybe started to ask questions like—If I can't quit my job and start investing full-time is it even worth it? What happens if I keep my job and try to balance both ventures? Am I going to miss out unless I go "all in"?

These questions are typical for anyone who's caught the real estate bug and can't wait to get started. While there are an endless array of options, strategies, and paths you could follow... today I just want to discuss the advantages of keeping your day job as you plan and implement your real estate endeavors.

Can I Invest in Real Estate if I Have a Full-Time Job?

Absolutely. When you turn on the tv and watch the gurus "in the trenches" of real estate investing, it's easy to get caught up in the assumptions. First off, what you see on tv is drastically different than what often happens in reality. Not all real estate investing involves taking big gambles. In fact, investing tactfully and with patience can eliminate most risk that we hear of too often in news ridden stories of real estate blunders.

With the right approach, the right strategies, and most importantly: the right network—any new investor can have success without quitting their job and spending 40-hours a week analyzing every deal and having their hands on every step of the project.

If you're looking to move forward in your career, there's no need to sacrifice your goals in order to get cash flow working in the background. Network with the right people and use systems of delegation to work for you not against you.

Advantages of Investing While Working Full-Time

Maintaining your full-time job has it's advantages. Those working full-time in investing are also bound by their results. Since they live off the cash low and equity that is established through their deals, the need for cash flow leads to greater dependence and risk taking.

The part-time investor has the unique ability to live off their nine to five—putting you in a position to pocket all extra cashflow from your deals.

"Additionally, you have a much easier ability to get long-term bank financing thanks to the stable income from work, which can also help increase and stabilize your wealth building.

You can invest in real estate while keeping your day job by doing the following:

  • Partnering in a larger piece of property

  • Investing in a buy-and-hold property with property management

  • Serving as a private or hard-money lender

  • Investing in notes (mortgages)" - BiggerPockets

What Are Your Options for Investing Part-Time?

So you're deciding to keep your day job. Totally fine, a lot of investors do. There are quite a number of different paths you can take at this point--so it's important that you come up with a plan. If you're looking for guidance on different options available to you (especially in the multifamily/fourplex space) we'd be happy to help you overcome some of the questions holding you back. Feel free to email solson@fig.us asking whatever questions you might have. Or schedule some time to talk at fig.us/consult

A look at the approach FIG investors take as part-time investors: